Cash offer in 24 hours. No repairs, no fees, no commissions. Close in as little as 7 days. Serving all of Texas.
Serving All of Texas
No obligation. Takes 60 seconds.
No obligation. Takes 60 seconds.
Texas Market
Texas is one of the fastest foreclosure states in the country, with a non-judicial process that can move from Notice of Default to auction in as little as 60 to 90 days. In 2025, Texas led the entire nation with 37,215 foreclosure starts, according to ATTOM Data Solutions — more than any other state, including California and Florida. The state also recorded 5,147 completed foreclosures (REOs), the highest in the U.S. With a median home price of $338,000 (Zillow, 2025), many Texas homeowners carry significant equity that they risk losing in a forced sale. Houston alone accounted for 13,009 foreclosure starts, making it one of the most active metros nationally. Texas follows a power-of-sale foreclosure process under Texas Property Code Section 51, where lenders can foreclose without court involvement as long as the deed of trust contains a power-of-sale clause. Foreclosure sales are held on the first Tuesday of each month at the county courthouse. The state’s rapid timeline means that once you receive a Notice of Default, you may have only weeks to act before your home goes to auction. Texas has no state income tax but property taxes are among the highest in the nation, which contributes to financial strain for many homeowners. Rising insurance costs and property tax reassessments have pushed more Texas families into distressed situations, even in otherwise strong housing markets like Austin and Dallas-Fort Worth.
Know Your Rights
Texas uses a non-judicial foreclosure process — one of the fastest in America.
After missing payments, your lender sends a Notice of Default. The clock starts ticking immediately.
The lender files a Notice of Sale at least 21 days before the auction date. The notice is posted at the courthouse door and filed with the county clerk.
Your home is sold at public auction on the first Tuesday of the month at the county courthouse. The entire process can take as little as 60 days from default.
Unlimited value (10 acres urban / 100 acres rural); $140,000 school tax exemption. Protects equity from other creditors, but NOT from mortgage foreclosure.
Yes, lender must file within 2 years of foreclosure sale; borrower entitled to fair market value offset.
None for non-judicial foreclosure (limited exceptions for tax lien and HOA foreclosures).
Statewide Coverage
Our team buys houses across Texas. Here are some of the major metros we cover.
Simple Process
Sell your Texas home in 3 simple steps. No hassle, no hidden fees.
Fill out our quick form or call us at (888) 818-4489. We just need a few details about your home.
Our team researches your property and presents a fair, no-obligation cash offer within 24 hours.
Pick your closing date. We handle all paperwork and closing costs. Get paid in as little as 7 days.
Real Stories
Example scenarios based on common seller experiences.
“I was 3 months behind on payments and didn’t know what to do. HouseBase called me back the same day, explained my options clearly, and we closed in 10 days. My credit was saved.”
“I inherited a house in rough shape and thought I’d have to sink money into repairs. HouseBase made a fair as-is offer with zero fees. Closed on my timeline.”
“After my divorce, I couldn’t afford the mortgage alone. The HouseBase team took over my payments — no short sale, no credit hit. I finally had peace of mind.”
Texas Questions
Common questions about selling your Texas home fast.
We also buy houses in: Florida · California
Get your free cash offer today. No obligation, no pressure. Just honest options.