Cash offer in 24 hours. No repairs, no fees, no commissions. Close in as little as 7 days. Serving all of California.
Serving All of California
No obligation. Takes 60 seconds.
No obligation. Takes 60 seconds.
California Market
California recorded 29,777 foreclosure starts in 2025, ranking third nationally behind Texas and Florida according to ATTOM Data Solutions. The state also saw 4,030 completed foreclosures (REOs), second only to Texas. With California’s median home price at $833,000 — the highest among major states — homeowners facing foreclosure stand to lose extraordinary amounts of equity if they don’t act quickly. California primarily uses non-judicial foreclosure under Civil Code Section 2924, where the process can complete in as little as 120 days from the recording of a Notice of Default. The lender records a Notice of Default, giving the borrower 90 days to cure, followed by a Notice of Trustee’s Sale with at least 20 days’ notice before auction. A significant protection for California homeowners: no deficiency judgment is allowed after a non-judicial foreclosure, meaning your lender cannot come after you for the difference between what you owe and the sale price. New protections under Assembly Bill 2424 (effective January 2025) require that foreclosure sales cannot occur for less than 67% of fair market value and allow postponements when a homeowner has a listing agreement with a licensed broker. Los Angeles led the state with 8,503 foreclosure starts in 2025. Despite California’s high home values, the state’s cost of living — including property taxes under Proposition 13, state income taxes, and insurance — creates financial pressure that drives foreclosures even in strong markets.
Know Your Rights
California primarily uses a non-judicial foreclosure process under Civil Code §2924.
After missed payments, the lender records a Notice of Default with the county. You have 90 days to cure (pay the amount owed) and stop the process.
If the default is not cured, the lender records a Notice of Trustee’s Sale. The auction must be at least 20 days after this notice is posted, published, and mailed.
Your home is sold at public auction. Under AB 2424 (2025), the sale cannot be for less than 67% of fair market value. If you list with a broker, you can get two 45-day postponements.
$361,113 to $722,151 (varies by county median home price; adjusted annually for inflation). Does not prevent mortgage foreclosure.
No, not allowed after non-judicial foreclosure (the most common type in CA). Allowed only after judicial foreclosure.
None after non-judicial foreclosure; up to 1 year after judicial foreclosure.
Statewide Coverage
Our team buys houses across California. Here are some of the major metros we cover.
Simple Process
Sell your California home in 3 simple steps. No hassle, no hidden fees.
Fill out our quick form or call us at (888) 818-4489. We just need a few details about your home.
Our team researches your property and presents a fair, no-obligation cash offer within 24 hours.
Pick your closing date. We handle all paperwork and closing costs. Get paid in as little as 7 days.
Real Stories
Example scenarios based on common seller experiences.
“I was 3 months behind on payments and didn’t know what to do. HouseBase called me back the same day, explained my options clearly, and we closed in 10 days. My credit was saved.”
“I inherited a house in rough shape and thought I’d have to sink money into repairs. HouseBase made a fair as-is offer with zero fees. Closed on my timeline.”
“After my divorce, I couldn’t afford the mortgage alone. The HouseBase team took over my payments — no short sale, no credit hit. I finally had peace of mind.”
California Questions
Common questions about selling your California home fast.
Also serving: Sacramento · Roseville · Placer County
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